Insurance is an essential service in today's modern lifestyle, but can be quite expensive. Witho our quote comparison service, you get multiple quotes FOR FREE to compare and select the best one that suits your budget and your needs.
To request your FREE quotations, simply select the type of quotations you require on this page, click on "Request Quotes" and then fill out a short form - we will process your information and get your quotes to you as soon as we can.
You've worked very hard to buy a car and we all know that accidents happen to anyone, at the most unexpected of times. Car insurance covers you against theft (stolen cars) and against damage obtained through an accident. Additional cover, such as items that might be stolen from inside your car, can also be covered.Request Quotes
Your household items are precious to you and often irreplaceable, yet theft can occur at any time. Protect your household against damage and theft by requesting obligation free house hold insurance quotes. Valuable items, such as laptops, cellphones and jewelry can be insured seperately for higher values.Request Quotes
Even though it is a difficult topic, death is something that will affect us all at some point - it is one aspect of life that cannot be escaped. Ensure your funeral is fully paid for in the unfortunate event of death with affordable funeral cover that takes care of everything, so your family can mourn in peace.Request Quotes
In the unfortunate even of your death, what will happen to your family? You can ensure that they are taken care of, even when you are not around anymore. Life cover pays out a lump sum to your family upon your death to ensure they are able to care for themselves when you no longer can.Request Quotes
A visit to a doctor's office is now more than R350. This does not even cover the medication you might require. Health insurance can help you save quite a lot of money. Pay one monthly fee and get access to doctors, dentists and many other benefits.Request Quotes
We do not always realize that we need it... until we need it. Legal cover is an essential service that people tend to overlook, but we can quickly find ourselves in a legal hurdle that requires the advice and services of a legal professional. Legal cover is affordable and gives you access to 24/7 legal support.Request Quotes
The following information refers to the loan referral service of Fast Finance Finder, which is a complimentary benefit of our FREE membership.
ANNUAL PERCENTAGE RATES
(unsecured credit transactions) Initiation fees: R150 per agreement plus 10% of the amount of the agreement in excess of R1000 but never to exceed R1000 Interest rates :RR X 2.2 + 20% per year.Maximum APR = (RR x 1.7) + 15% per year
Minimum period offered by registered credit providers: 6 (Six) Months
Maximum Period offered by registered credit providers : 60 (Sixty) Months
Maximum Annual Percentage Rate (APR): 27% (Repo Rate + 21%)
IMPLICATIONS OF NON PAYMENT
It is important however that you repay the loan on the agreed date. On the repayment date the lender will try to collect the full amount from your bank account. If this is unsuccessful due to you not having sufficient funds in your account, the lender will make subsequent attempts to collect all or part of the money. If you are likely to experience any issues with repayment it is important to contact the lender as soon as possible.If no resolution has been found the next step is to pass your account to a debt collection agency where additional fees may be encountered.
Lenders permits a second loan only after three successful payments.
ILLUSTRATIVE EXAMPLE ON A 36 MONTH LOAN
Loan amount: R50 000
Term: 36 month
Services Fee: R1000
APR (10.71%): R8681
Total Instalment: R1630
Total Amount Payable: R59 716