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We have partnered up with some of the best lenders in South Africa to bring you affordable loans. Our partnered group of lenders offer fast approvals and are often able to assist those with bad credit records.Apply Now
For those months where you need a little extra cash to do what needs to be done, we offer a pay day loan service that puts money in your bank account as soon as today. It's quick and easy to apply, and you can get approved for up to R5000.Sign Up Now
Need a new car, but can't afford to buy one cash? Then our vehicle financing options are perfect for you. We have numerous lenders that offer vehicle finance with affordable repayment rates and low interest rates.Sign Up Now
We offer a range of free insurance quotation services that gives you access to multiple competitive quotations on car and household insurance, funeral cover, medical insurance, legal cover and life cover. Compare multiple quotes and get the best deal. If you are already insured, we can help you save on your current premiums.Learn More
Debt can lead to sleepless nights of worrying. There is a way out and it is important to know our options. We can assist our clients with numerous debt management programs, including debt consolidation loans, debt mediation and more. Register to find out how we can help you.Sign Up Now
A smartphone makes life just so much easier, but cellular networks often have strict criteria when it comes to applying and being approved for a cellular contract. We offer a range of cellphone contracts through a registered partner that is able to offer some of the latest handsets at affordable costs - even to those who have been declined by major networks and other providers.Sign Up Now
A credit card allows you to buy what you need now, but only pay later. These convenient cards can be of great assistance, especially when you need quick access to emergency funds. Only pay for what you use! We have partners that can provide you with credit cards that has low interest rates and fast approval, even for those who have been declined a credit card before.Sign Up Now
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The following information refers to the loan referral service of Fast Finance Finder, which is a complimentary benefit of our FREE membership.
ANNUAL PERCENTAGE RATES
(unsecured credit transactions) Initiation fees: R150 per agreement plus 10% of the amount of the agreement in excess of R1000 but never to exceed R1000 Interest rates :RR X 2.2 + 20% per year.Maximum APR = (RR x 1.7) + 15% per year
Minimum period offered by registered credit providers: 6 (Six) Months
Maximum Period offered by registered credit providers : 60 (Sixty) Months
Maximum Annual Percentage Rate (APR): 27% (Repo Rate + 21%)
IMPLICATIONS OF NON PAYMENT
It is important however that you repay the loan on the agreed date. On the repayment date the lender will try to collect the full amount from your bank account. If this is unsuccessful due to you not having sufficient funds in your account, the lender will make subsequent attempts to collect all or part of the money. If you are likely to experience any issues with repayment it is important to contact the lender as soon as possible.If no resolution has been found the next step is to pass your account to a debt collection agency where additional fees may be encountered.
Lenders permits a second loan only after three successful payments.
ILLUSTRATIVE EXAMPLE ON A 36 MONTH LOAN
Loan amount: R50 000
Term: 36 month
Services Fee: R1000
APR (10.71%): R8681
Total Instalment: R1630
Total Amount Payable: R59 716